Are you a business owner? Get your business protected with BIC.
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Commercial Insurance
Fire Insurance
With BIC’s fire insurance we will make sure damages caused by fire, lightning or explosion are fully paid for.
Buildings Combined Insurance
This policy covers commercial and community buildings such as offices and churches against perils such as fire, lightning or explosion.
Business Interruption Insurance
Business Interruption will protect your business by settling operating costs in the event of a loss.
Public Liability Insurance
Public Liability Insurance covers your business against damages which it may become legally liable to pay.
Workers Compensation
Workman's Compensation provides cover for employees in the event of bodily injury or a disease.
Group Personal Accident Cover
The policy covers accidental bodily injury or death resulting from an accident by external or violent means.
Theft Insurance
Covers loss of or damage to all contents of any insured building at the insured premises as a result of theft.
Money Insurance
Covers loss of or damage to any negotiable instruments, including; cash, cheques, money orders, credit card vouchers, postage and airtime vouchers.
Fidelity Insurance
Cover protects your business against loss of money or other property belonging to the business stolen by an insured employee.
Goods in Transit
Anything can happen whilst transporting goods from one destination to another. BIC has you covered.
Business All Risks Insurance
Covers loss of or damage to your business’s portable property that the you as a business owner or your employees usually take away from where the b
Electronic Equipment Insurance
This policy covers material damage to all types of electronic equipment, computers, scanners, printers and licensed software.
Glass Insurance
Covers loss of or damage to internal and external glass (including mirrors), sign writing and treatment thereon at the insured premises.
Fleet Cover Insurance
This cover offers comprehensive, limited and liability insurance on all commercial vehicles, motorcycles and trailers.
Machinery Breakdown
Covers any unforeseen and sudden loss or damage to machinery, mechanical equipment and apparatus due to external and internal causes.
Erection All Risk
Erection All Risk includes coverage of machinery, equipment or apparatus during the process of installation or erection.