This covers accidental loss of or damage to the insured vehicle. Cover includes amounts for which you are legally liable to a third party if the liability relates to the vehicle. In the event that it is not economical to repair the vehicle, our compensation is limited to the amount shown in the schedule or the market value of the vehicle – whichever is less.
It also includes cost of repair/replacing the vehicle subject to deduction of excesses, in the event of falling objects , fire, theft, accident, flood and vandalism. Our comprehensive cover has other extensions which includes towing, windscreen repairs, audio equipment and medical expenses.